What Our Legal Terms Actually Cover
When you open an account with www4d, you enter into a direct agreement with us that sets out how your account is operated, what you can expect from us, and what we expect from you. These terms are written in plain language on purpose — we
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want you to read them, not scroll past them. The conditions cover account registration and verification, how wallet transactions are processed (including Touch 'n Go eWallet, Boost, GrabPay, DuitNow and FPX), how disputes are raised, and the circumstances under which we may suspend or close an
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account. We apply Malaysian law as the baseline for all account-related matters, and where a question of jurisdiction arises, it is resolved according to that framework. Your personal data is collected only to operate your account — for identity checks, transaction records and communication. We do
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not sell your data to third parties, and we store it only for as long as required by the relevant retention rules. If you are in Kuching, Kota Kinabalu or anywhere else in Malaysia, the same terms apply to your account without variation. Eligibility to hold
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an account depends on your location and local legal requirements — we state this clearly so there is no ambiguity.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.